A mortgage is the largest financial commitment that the majority of us will ever make in our lifetime. It is therefore important that you provided with the best advice available based on your individual circumstances.
Your own bank or building society can only advise on their own products, whereas we are whole of market brokers, which means we will search all of the market to find the deal that is best for you.
We can deal with all types of mortgage enquiries:
Buying your first home can be a daunting experience. Finding the right home is hard enough and then the right mortgage, survey and solicitor need to be found. With so many options in the market place where do you start? We are here to guide you through this process and to make it as stress free and smooth as possible. We will use our experience and expertise to not only find you the best mortgage, but to ensure the transaction goes through with the minimum of fuss.
When moving home things are a little less daunting than buying for the first time but can often be just as stressful. There can be a number of reasons for moving home at any stage in your lifetime. Whether you’re upsizing, downsizing or relocating we can help find the deal that best fits your needs and take away the headaches.
A remortgage may be undertaken for a number of reasons. You may want to find a better deal, finance some home improvements or release equity from your home. We will search the whole market to find the deal that best fits your circumstances.
If you are looking at a property for investment purposes we will search the whole market to find the deal that is right for you and secure the finance for your investment.
The right to buy scheme allows people living in council owned homes the opportunity to buy at a significant discount. We will guide you through this whole process and help you understand what is involved and will search the market to find you the best deal.
Applying for a mortgage when self employed can be a real minefield as there are different income verification methods than when employed. Whether you are a sole trader, partnership or a limited company we can help you navigate the process and find the best option for you with the minimum of fuss.
First Time Buyer - Your home may be repossessed if you do not keep up repayments on your mortgage
Home Mover - Your home may be repossessed if you do not keep up repayments on your mortgage
Remortgage - You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage
Buy To Let - Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. Your property may be repossessed if you do not keep up repayments on your mortgage
Right To Buy - Your home may be repossessed if you do not keep up repayments on your mortgage
Self employed - Your home may be repossessed if you do not keep up repayments on your mortgage